Home Mortgages

Seasonal Property Mortgages

Seasonal Property Mortgages

Let CCB help you fund your seasonal retreat! Our seasonal property mortgage is perfect for those seeking to purchase, or access equity, for a seasonal vacation home.

The Details You’ll Need

  • Seasonal mortgages are available for purchase or refinance of a seasonal home property
  • Property must have electricity and plumbing in place
  • Down payments available for as little as 30%, based on additional qualifying information
  • 15-year fixed rate option available for qualified customers

What You’ll Need for Us to Proceed

Once we receive your completed mortgage application, including the items listed below (if required), we will begin to process it right away. This mortgage checklist will help you identify the items you will need to provide. 

  • Signed application
  • Your most recent pay stubs covering a 30-day period
  • Signed copies of your last 2 years Federal Income Tax returns with all schedules and W2 forms
  • A copy of your last mortgage statement (if applicable)
  • A copy of the property deed
  • Last year’s paid property tax receipts and any receipts for taxes paid year-to-date
  • A copy of your 40/40 lease (if applicable) along with the receipt of paid lease
  • A copy of your title search / abstract of title
  • Proof of Homeowners Insurance
  • Purchase agreement or building contract

A CCB mortgage representative will help you find the home mortgage loan that’s right for you

Magdalena (Margie) Dye

Asst. V.P., Area Retail Manager

Email Margie
716.938.9171 x2308

Krista Leone

Asst. V.P., Area Retail Manager

Email Krista

Donna Prince

V.P., Retail Banking

Email Donna

Lynn Stefanik

Asst. V.P., Retail Loan Underwriter

Email Lynn

Hannah Abbey

South Dayton Branch Manager

Email Hannah

Heather Barone

Jamestown Branch Manager

Email Heather

Kelly Cave

Dunkirk Branch Manager

Email Kelly

Jill Fedor

Springville Branch Manager

Email Jill
716.938.9171 x1702

Amy Johnston

Randolph Branch Manager

Email Amy